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Our standards dictate that, the standard health insurance plan should always put you and your needs first. So we made Afya Imara, to keep you happy and healthy, each step of the way.
*This product is designed for individuals below 65 years of age.
Fill in your details below and one of our representatives will get in touch with you.
With a new take on healthcare we are granting you and your family access to quality healthcare across a wide geographical coverage and hospital network.
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Waiting Period | Plan 1 Ksh 500,000 Overall | Plan 2 Ksh 1,000,000 Overall | Plan 3 Ksh 3,000,000 Overall |
Plan 3 Ksh 5,000,000 Overall |
Plan 4 Ksh 10,000,000 Overall | |
|---|---|---|---|---|---|---|---|
| Bed limits (net of NHIF rebate) | General Ward / Max Kes 8,000 | General Ward / Max Kes 10,000 | Standard Private Room / Max Kes 18,000 | Standard Private Room / Max Kes 18,000 | En Suite / Max Kes 26,000 | ||
| Lodger Fee for Accompanying Parent/Guardian | 12 Years | 12 Years | 12 Years | 12 Years | 12 Years | ||
| Covid-19 Treatment (moderate cases) | 28 days illness claims/60days surgical claims | 250,000 | 250,000 | 250,000 | 250,000 | 250,000 | |
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Covid-19 Treatment (Critical cases requiring ICU/HDU) This is a cumulative amount that will be inclusive of any amounts already paid for in the treatment of moderate inpatient cases |
28 days illness claims/60days surgical claims | 500.000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | |
| Emergency Evacuation Within East Africa | No waiting period | Road Ambulance | Road Ambulance | Road & Air Ambulance | Road & Air Ambulance | Road & Air Ambulance | |
| Accidents |
No waiting period |
To overall Limit | To overall Limit | To overall Limit | To overall Limit | To overall Limit | |
| Acute Conditions | 28 days illness claims/60days surgical claims | To overall Limit | To overall Limit | To overall Limit | To overall Limit | To overall Limit | |
|
Covid-19 Treatment (Critical cases requiring ICU/HDU) This is a cumulative amount that will be inclusive of any amounts already paid for in the treatment of moderate inpatient cases |
28 days illness claims/60days surgical claims | 500,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | |
|
Covid-19 Treatment (moderate cases) |
28 days illness claims/60days surgical claims | 250,000 | 250,000 | 250,000 | 250,000 | 250,000 | |
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Gynecological surgery |
1 year | 200,000 | 300,000 | 400,000 | 400,000 | 500,000 | |
|
In patient non-accident related dental surgery/ treatment |
1 year | 150,000 | 150,000 | 200,000 | 200,000 | 250,000 | |
|
Illness related reconstructive/plastic surgery (excludes cosmetic, obstetrics and gynecology related) |
1 year | 200,000 | 200,000 | 250,000 | 300,000 | 300,000 | |
|
Gynecological surgery |
1 year | 200,000 | 300,000 | 400,000 | 400,000 | 500,000 | |
|
Maternity: Normal Delivery, Elective & subsequent Caesarean sections, First Ever Emergency Caesarean Section, Ectopic Pregnancy, Maternity Complications before & after delivery |
1 Year | 50,000 | 75,000 | 100,000 | 150,000 | 200,000 | |
| Get Started | Get Started | Get Started |
|
Get Started |
With a new take on healthcare we are granting you and your family access to quality healthcare across a wide geographical coverage and hospital network.
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Plan 1 Ksh 50,000 Overall | Plan 2 Ksh 60,000 Overall | Plan 3 Ksh 100,000 Overall | Plan 4 Ksh 150,000 Overall | Plan 5 Ksh 200,000 Overall |
|---|---|---|---|---|---|
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Dental Sub-limit |
Nil |
Nil |
10,000 |
15,000 |
15,000 |
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Optical Sub-limit Frames can only be replaceable once in every 2 years up to a sublimit of KES 8,000. Optical exclusions: Plano, photochromatic, antiglare lenses |
Nil |
10,000 |
15,000 |
15,000 |
|
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Annual Wellness Check-ups |
Nil |
Nil |
5,000 |
10,000 |
10,000 |
|
Vaccines |
KEPI and KEPI Baby Friendly vaccines |
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Pre-existing conditions |
After 1 year waiting period to the full limit |
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Antenatal and postnatal visits up to 6 weeks from delivery (maximum of 2 ultrasounds) |
After 1 year waiting period |
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Supplements |
Covered subject to pre-authorization and medical necessity |
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Co-Pays: |
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The Nairobi Hospital |
2,000 |
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Aga Khan University Hospital Nairobi |
2,000 |
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Pandya Hospital |
2,000 |
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The Karen Hospital |
2,000 |
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AAR Healthcare |
2,000 |
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MP Shah |
2,000 |
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All Others |
500 |
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A. Inpatient is the primary option and is purchased before purchasing outpatient.
B. Outpatient is limited to the amount of inpatient and is restricted as below;
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Inpatient Limit |
Can Purchase Outpatient of: |
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500,000 |
60,000 and below |
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1,000,000 |
60,000 and below |
|
3,000,000 |
100,000 and below |
|
5,000,000 |
Any of the above |
|
10,000,000 |
Any of the above |
| Fund Name | Currency | Daily Yield | Effective Annual Rate |
|---|---|---|---|
| Old Mutual Money Market Fund | Kenya Shillings | 6.98% | 7.21% |
| Fund Name | Currency | Buying Price | Selling Price |
|---|---|---|---|
| Old Mutual Equity Fund | Kenya Shilling | 355.01 | 355.01 |
| Old Mutual Balanced Fund/Toboa | Kenya Shillings | 144.74 | 144.74 |
| Old Mutual Bond Fund | Kenya Shillings | 101.08 | 101.08 |
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